rediffGURU Ulhas Joshi answers your personal finance and mutual fund queries
Kejriwal has filed two separate petitions challenging the denial of bail and against his arrest by the CBI in the corruption case filed by the central agency.
It is the actual cost of insurance by the life insurance company. It is usually deducted with other charges in the policy, before investing your money.
A retirement fund can be helpful for all age groups, but ideally one should start investing early to beat market swings and gain from compounding.
In January 2017, the growth in total premium was Rs 13,138 crore, against Rs 10,284 crore in January 2016, a growth of 28 per cent.
ULIPs have become popular amongst investors, especially those who do not have the time to track the markets but want to earn higher returns on maturity.
According to Insurance Regulatory and Development Authority recommendations, a uniform grace period of 30 days is extended for annual, half-yearly and quarterly renewals, and 15 days for monthly renewals.
A cancer dedicated policy will provide a sum assured of Rs 20-25 lakh for a 30 year old for mere sum of Rs 4,500-6,000 per year (on an average) for a term of 35-40 years, which is even lesser than the cost of a weekend road trip with your loved ones
During a chat on rediff.com on Thursday, financial expert Kapil Mehta offered some valuable investment tips.
Allowing it to lapse leaves you unprotected and can, in some cases, cause loss of premiums paid, experts tell Sanjay Kumar Singh.
India's crude oil imports from Russia fell for a second straight month in January to its lowest in 12 months but the nation's insatiable appetite for Russian crude remains for the long term, according to data from energy cargo tracker and industry officials. Russia supplied 1.2 million barrels per day of crude oil to India in January, down from 1.32 million barrels in December and 1.62 million barrels in November 2023, according to data from energy cargo tracker Vortexa. Russia however continues to remain India's top oil supplier, accounting for a little less than a quarter of 4.91 million barrels a day of oil that the world's third largest energy consumer imported in January.
You can exit Ulips after five years.
'As the city grows, so do its fire incidents.'
'We added a significant number of freshers in Q1. You will see a good number of hiring in Q2 as well.'
Often, these gangs tie up with former sector employees to understand how the process works
Any insurance policy cannot be treated as a 'buy and hold' strategy like one may want to do with their investments.
Last year, FDI cap in insurance was hiked to 49%
Take a look at one of its most important features that allow clients to split the policy so as to reduce the premium component significantly.
To avoid a claim rejection for chronic diseases, ensure proper medical records, experts tell Tinesh Bhasin
You will lose out on discounts and have to pay a higher premium.
There are few lapses in the healthy insurance proposals.
Your insurance policy is just not for saving tax. The bonus that accrues on your policy can also help you maximise your wealth.
Staying healthy can reduce your next premium. Through wellness programmes, policyholders can get discounts ranging from 8 per cent to 30 per cent.
Moving to a new company means losing out on continuity benefits
With natural and man-made calamities posing a risk to your home, it makes sense to buy home insurance
Buy comprehensive motor insurance policy to guard against natural calamities.
'One of the aspects for transparency and fair governance is to give the industry being represented the chance of lobbying with the regulator.'
12 of the 20 MPs with the highest winning margins in the 2019 Lok Sabha polls have not been re-nominated by their parties for the 2024 general elections.
The devastation caused by the current deluge has damaged hundreds and thousands of homes and vehicles.
Sukhwinder Kaur doggedly pursued her case against Bharti Axa Life Insurance in the consumer courts.
After four years of high double-digit growth in profits, corporate earnings of Indian companies hit a speed bump in the April-June quarter of 2024 (Q1FY25), leading to the risk of a downward revision in India Inc profit estimates for FY25 and volatility in the equity market. Earnings growth slowed despite companies in most non-financial sectors reporting higher operating margins from lower commodity prices and a decline in interest costs.
MDRT President on a visit to India has said that India is a perfect market for insurance, considering its vast young population.
The Cabinet on Thursday approved 49 per cent foreign investment in insurance companies through the Foreign Investment Promotion Board route ensuring management control in the hands of Indian promoters.
Prices may go up because of higher energy costs, caused by the rise in shipping charges, with commercial vessels taking a longer route to avoid the troubled Red Sea region, the finance ministry said on Monday. Iran-backed Houthi rebels of Yemen are repeatedly attacking ships in the Red Sea. While the global economy is grappling with challenges such as sticky inflation, sluggish growth, and mounting fiscal pressure, India's external sector could face "potential risks" due to the ongoing geopolitical tensions, according to the finance ministry's report on the review of the Indian economy.
'Opportunity is there in each segment of the market. There is opportunity in affordable and specifically governed by government initiatives as well as for housing for all.'
The primary consideration should only be the amount of cover it provides
In the case of double-income couples, not more than 40 per cent of the net income of one partner should be the EMI for the property.
Nearly 90 per cent of the stocks comprising the National Stock Exchange Nifty 500 Index and 49 of the 50 stocks that make up the Nifty50 are trading above their respective 200-day moving averages (DMAs). The 200-DMA is considered one of the most relevant trend indicators by investors and traders. They believe that stocks and indices trading above this key level exhibit strength and are likely to rally, while those trading below this level are viewed as bearish, with the stock/index expected to see a selloff.
It is one piece of document that you should have alongside your travel tickets.
